Here are benefits for our FHA LOAN program:
- MINIMUM 580 CREDIT SCORE
- COMPETITIVE INTEREST RATES
- 3.5% DOWNPAYMENT REQUIRED
- CLOSING COST CAN BE GIFTED FROM A RELATIVE
- CLOSING COST CAN COME FROM YOUR 401K
- CLOSING COST ASSISTANCE PROGRAM AVAILABLE
- The total mortgage process takes approximately 4 weeks
- This is for W2 employees
- Minimum combined 2 year work history required
- Gaps in employment OK with a satisfactory letter of explanation
- Living Rent Free is OK with a satisfactory letter of explanation
To take advantage of the FHA MORTGAGE PROGRAM, complete an application on our new State-of-the-Art system at WWW.LISAHOMEMORTGAGE.COM. This will allow you to know how much you qualify for, and what price range of homes you can shop for.
- Step 1- Complete a User Name and Password.
- Step 2- LOG IN using your info and begin the application. If you need to stop, hit the save button. That way, if you needed to pause, you can log back in and continue where you left off.
- Step 3- As soon as you are completed the application, you will get an email confirmation. Check junk/spam folder if you don’t see it in your inbox.
- Step 4- When the application is completed, you will also get an email with the list of documents you need to upload. The secured portal makes it easy and convenient.
Remember, as soon as your application is completed, you will receive email confirmation. Please check junk/spam if you do not see the confirmation in your inbox.
*Please note, this is not a promise for a mortgage. Additional terms and conditions may apply. Client must successfully complete the underwriting process.