Welcome to our VOE Loan Program, designed to assist borrowers who are unable to provide traditional income documentation. VOE stands for “Verification of Employment,” and our program relies solely on third-party verification of a borrower’s employment and income.

Our VOE loan program offers flexible terms and eligibility requirements for borrowers with FICO scores ranging from 580 to 619, with a maximum LTV of 90%. For borrowers with a FICO score of 620 or higher, our program allows for a maximum LTV of 96.5%. This means, clients will have downpayments of 10% or 3.5%, respectively.

To qualify for our VOE loan program, borrowers must be at the same job for a minimum of two years. Our program requires third-party VOE only, which means that we do not need to review traditional income documentation such as W2s or tax returns.

With our VOE loan program, borrowers can take advantage of flexible terms, lower down payments, and competitive interest rates. Our streamlined application process ensures a quick and easy approval process, allowing borrowers to focus on finding their dream home.

Apply today and experience how the VOE loan program at LISA HOME MORTGAGE™ can help you achieve your homeownership goals.


Disclaimer:  Mortgage options are funded by 3rd party Lenders, and all underwriting requirements are based on 3rd party Lenders and Investors.  Guidelines and mortgage options requirements and are subject to change.  This is not a promise or commitment for a mortgage loan. Mortgage loan options may not be available in all States. For full licensing information, go to:  www.nmlsconsumeraccess.org.    

Contact Us

11880 Bustleton Avenue, Suite 204,
Philadelphia, PA 19116

Toll-Free: +1 833-835-6267
Fax: (215) 330-4930
Email: info@lisahomemortgage.com


MON-FRI: 9:00 am - 5:00 pm EST
SAT: Closed
SUN: Closed


LISA HOME MORTGAGE™ , LLC. NMLS 1758932. Full licensing information, go to: NMLSConsumerAccess.org. Equal Housing Opportunity. This Licensee is performing acts for which a Mortgage Broker license is required. LISA HOME MORTGAGE™ , LLC, DBA LISA HOME MORTGAGE™ . The content in this advertisement is for informational purposes only. This is not a promise for a mortgage. This is not an offer for an extension of credit or a commitment to lend. Loan Approval is not guaranteed and is subject to lender review of information. All loans are subject to underwriting guidelines and guidelines are subject to change without notice. All loan options are funded through 3rd party Lenders. Loan descriptions are based on associated Lenders, Investors, and underwriting requirements. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change without notice due to market conditions. LISA HOME MORTGAGE™ is approved to broker FHA and VA loans to approved lenders. LISA HOME MORTGAGE™ is not affiliated with any government agency. Loan programs may not be available in all States. Licensed by the Pennsylvania Department of Banking - License 71074; Delaware Broker - License 03114; California Department of Financial Protection and Innovation Financing Law - License 60DBO-124075; Colorado Division of Real Estate Mortgage Company Registration; Alabama State Banking Department Mortgage Brokers - License 23071; Louisiana Residential Mortgage Lending License Office of Financial Institutions – License 1758932; Texas Department of Savings and Mortgage Lending Mortgage Company - License 1758932.