Are you self employed and want to purchase a house?
You will be pleased to know that we offer mortgage products that address the unique issues that most self-employed borrowers face.
Can you be a first time home buyer and still qualify for a self-employed mortgage?
What types of self-employed professionals and business owners can obtain financing?
Our Self-employed mortgage programs are great for nearly all types of self-employed professionals.
Some examples are: actors, accountants, attorneys, barbers, business owners, childcare workers, contractors, dancers, dentists, entrepreneurs, freelance writers, graphic designers, hairstylists, home cleaners, marketing consultants, photographers, professional speakers, real estate agents, truck drivers, and web developers. The list goes on and there are many other types of self-employed people.
If my business produces seasonal income, will this disqualify me?
If your income is seasonal or largely inconsistent, you still may be able to get a mortgage. We have programs to address the unique circumstances of self-employed borrowers.
What are some situations you work with pertaining to self-employed borrowers?
- NON-WARRANTABLE CONDOS
- 12 OR 24 MONTH BANK STATEMENTS
- 1099’S ONLY
- P&L STATEMENTS
- K-1’S WITH A CPA LETTER
- ITIN BORROWERS
- DTI TO 50%
If you have experienced difficulties in obtaining a home loan due to your self-employment, Lisa Home Mortgage has loan programs available to meet this need.