Investment Property Loans

Purchase without income verification. Property can be vested in LLC, INC, Trust or Individual.

Investment Property Mortgage Options:

We pride ourselves in making the purchase or refinance of an investment property simplified for our clientele.

Our investment property loans typically use the DSCR (Debt Services Coverage Ratio) mortgage option.  The primary qualification for an Investment Property mortgage is based on the property and the cash flow.

Here are some benefits and features available for qualified borrowers using the Investment property mortgage option:

• Minimum fico 550
• Does not require a tenant in the property
• Tax returns not required
• Employment information not required
• Can be used on purchases
• Can be used on Cash-Out refinances to take cash/equity out of the property
• Can be used on Rate-Term refinances to simply lower the interest rate or shorten the term.  This option is also used to transfer from an adjustable rate to a fixed interest rate.
• No personal income used to qualify
• Upon closing, the property can be vested in the name of the individual, LLC, INC, or Trust

 

 

Disclaimer:  Mortgage options are funded by 3^rd party Lenders, and all underwriting requirements are based on 3^rd party Lenders and Investors.  Guidelines and mortgage options requirements and are subject to change.  This is not a promise or commitment for a mortgage loan. Mortgage loan options may not be available in all States. For full licensing information, go to:  www.nmlsconsumeraccess.org.