College Grad Loans

College Grad Loans

Our College Grad mortgage loan program is designed to help recent college graduates achieve homeownership after graduating. With a minimum FICO score of 580 and a down payment of only 3.5%, qualifying for a home loan has never been more accessible for recent grads. In addition to other standard requirements, applicants must provide a copy of their college diploma and transcript to demonstrate their recent graduation. Once graduated, as long as you have been employed for at least 30 days, you can qualify for this loan program.

Our program offers fixed interest rates to fit your financial needs. Borrowers can qualify for up to a 96.5% loan-to-value (LTV) ratio, which means a downpayment of 3.5%, making the requirements for purchasing a home more affordable.

At LISA HOME MORTGAGE™, we understand the challenges of transitioning from college life to homeownership. That’s why we designed this program to give recent graduates a head start on building equity and investing in their futures. With our College Grad mortgage option, achieving homeownership is within reach.

Our program allows recent graduates to use their recent 2-4 years of full-time student history as their employment history, making it easier to meet the employment history requirement for a mortgage. Eligibility requirements for this program include being a graduate of a degreed program or trade school, and providing an employment offer letter (if starting work within approximately 30 days) or 30 days of paystubs.  Also required is submitting a copy of your diploma and transcript, in addition to other required documentation.

Clients are allowed to receive a seller credit of up to 6% of the purchase price and can receive an eligible gift from family.

At LISA HOME MORTGAGE™, we are committed to helping recent college graduates achieve their dream of homeownership. Contact us today to learn more about our College Grad Loans program and how we can help you get started on your journey to homeownership.

Disclaimer: Mortgage options are funded by 3rd party Lenders, and all underwriting requirements are based on 3rd party Lenders and Investors. Guidelines and mortgage options requirements and are subject to change. This is not a promise or commitment for a mortgage loan. Mortgage loan options may not be available in all States. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. For full licensing information, go to:

Contact Us

11880 Bustleton Avenue, Suite 204,
Philadelphia, PA 19116

Toll-Free: +1 833-835-6267
Fax: (215) 330-4930


MON-FRI: 9:00 am - 5:00 pm EST
SAT: Closed
SUN: Closed


LISA HOME MORTGAGE™ , LLC. NMLS 1758932. Full licensing information, go to: Equal Housing Opportunity. This Licensee is performing acts for which a Mortgage Broker license is required. LISA HOME MORTGAGE™ , LLC, DBA LISA HOME MORTGAGE™ . The content in this advertisement is for informational purposes only. This is not a promise for a mortgage. This is not an offer for an extension of credit or a commitment to lend. Loan Approval is not guaranteed and is subject to lender review of information. All loans are subject to underwriting guidelines and guidelines are subject to change without notice. All loan options are funded through 3rd party Lenders. Loan descriptions are based on associated Lenders, Investors, and underwriting requirements. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change without notice due to market conditions. LISA HOME MORTGAGE™ is approved to broker FHA and VA loans to approved lenders. LISA HOME MORTGAGE™ is not affiliated with any government agency. Loan programs may not be available in all States. Licensed by the Pennsylvania Department of Banking - License 71074; Delaware Broker - License 03114; California Department of Financial Protection and Innovation Financing Law - License 60DBO-124075; Colorado Division of Real Estate Mortgage Company Registration; Alabama State Banking Department Mortgage Brokers - License 23071; Louisiana Residential Mortgage Lending License Office of Financial Institutions – License 1758932; Texas Department of Savings and Mortgage Lending Mortgage Company - License 1758932.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.