College Grad Loans

Purchase a home with a minimum 30 days of work history.


College Grad Loans

Many graduates who want to purchase a home, may not have the minimum 2-year employment history that is required.  This option supports qualified clients who want to buy a home after completing college instead of renting.  The College Grad program allows the client to use their recent 2-4 years history as a full-time student as their employment history.

Who is eligible?

The College Grad mortgage option is specifically designed for recent college graduates.  A recent graduate is defined as someone who has graduated within 2 years.  The graduates must have completed a trade school or a formal degreed curriculum.


The client needs to be a graduate of a degreed program (i.e. Associates or Bachelors) or a trade school.  The client may be able to provide their employment offer letter (if they are starting work within approximately 30 days), or they can provide 30 days of paystubs.  The client will be required to provide a copy of their diploma and transcript, in addition to the other required documentation.

Financial Assistance

To assist with the down payment and closing cost, clients are allowed to receive a Seller Credit of up to 6% of the purchase price, and clients can receive an eligible Gift from family.



Disclaimer:  Mortgage options are funded by 3rd party Lenders, and all underwriting requirements are based on 3rd party Lenders and Investors.  Guidelines and mortgage options requirements and are subject to change.  This is not a promise or commitment for a mortgage loan. Mortgage loan options may not be available in all States. For full licensing information, go to:    

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LISA HOME MORTGAGE, LLC. NMLS 1758932. Full licensing information, go to: Equal Housing Opportunity. This Licensee is performing acts for which a Mortgage Broker license is required. LISA HOME MORTGAGE, LLC, DBA LISA HOME MORTGAGE. The content in this advertisement is for informational purposes only. This is not a promise for a mortgage. This is not an offer for an extension of credit or a commitment to lend. Loan Approval is not guaranteed and is subject to lender review of information. All loans are subject to underwriting guidelines and guidelines are subject to change without notice. All loan options are funded through 3rd party Lenders. Loan descriptions are based on associated Lenders, Investors, and underwriting requirements. Loan is only Approved when the lender has issued an approval in writing. Specified rates are subject to change without notice due to market conditions. LISA HOME MORTGAGE is approved to broker FHA and VA loans to approved lenders. LISA HOME MORTGAGE is not affiliated with any government agency. Loan programs may not be available in all States. Licensed by the Pennsylvania Department of Banking - License 71074; Delaware Broker - License 03114; California Department of Financial Protection and Innovation Financing Law - License 60DBO-124075; Colorado Division of Real Estate Mortgage Company Registration; Alabama State Banking Department Mortgage Brokers - License 23071; Louisiana Residential Mortgage Lending License Office of Financial Institutions – License 1758932; Texas Department of Savings and Mortgage Lending Mortgage Company - License 1758932.