BANK STATEMENT

Are you a self-employed borrower looking to purchase or refinance a home? Traditional mortgage programs may not work for you. That’s where our Bank Statement Loan program comes in. This Non-QM Loan option allows self-employed borrowers to qualify for a mortgage without the need to provide W-2s or tax returns. Instead, borrowers can use their business or personal bank statements from the past two to twenty-four (2-24) months to prove their cash-flow, and from the cash-flow we will determine the qualifiable income.

Our Bank Statement Loan program offers several benefits. First, it's easier for self-employed borrowers to qualify for a mortgage loan. This is because they don't have to provide traditional documentation that may be challenging to provide as a business owner. Additionally, our program offers flexibility. Borrowers can use their income from personal and corporate bank statements, allowing them to take advantage of all their available income streams.

The application process for our Bank Statement Loan program is fast and straightforward. Borrowers will need to provide bank statements from their personal or corporate accounts, and may also need information about their business expenses and profits. We'll review the statements and other documentation to determine if the borrower meets the program's requirements.

With our Bank Statement Loan program, you can be confident in our ability to find a mortgage that meets your needs. We understand the unique challenges that come with being self-employed, and our team is here to help you navigate the mortgage process. So, if you're a self-employed borrower looking to purchase or refinance a home, consider the Bank Statement Loan program with LISA HOME MORTGAGE™.